Yes! I do mortgages, all types of personal insurance like life insurance, as well as investments. I can also help you plan the best way to invest your money by taking into account considerations like estate planning and taxes. We have a rich network of professionals that will make sure you are covered. Whether you are an individual looking to make sure you are tax efficient, or own a large corporation with shareholders to consider, we can make sure ALL of your needs are taken care of. We can structure life insurance for buy/sell agreements, set up trusts, and handle any other complex arrangements that may be necessary.

Mortgage brokers will collect your info and can shop around to different lenders for you. This saves you the hassle of providing the same info to multiple different lenders. Brokers also have relationships with lenders and have the industry knowledge of which lender will be better for your unique circumstance. They find the best product for you. Banks can only sell the handful of products they offer, which is not always the best fit for your situation. The person doing your mortgage at the bank is unlikely to be the same person you deal with the next time, so you do not get an opportunity to build a relationship with them like you would with your broker.

I can do RRSP loans, so that you can make your RRSP contribution and get the tax refund. If you are looking for a loan to pay off debt, I can help you refinance your current mortgage or get additional mortgages to pay off things like credit cards, CRA debt, Consumer Proposals, collections and judgements.

There are a few variables that will impact the rate available to you. If you send me a message and include the down payment you plan to make, the term you are looking for, and the property address if applicable, I can give you a precise answer. You can also check out the rates here. Just keep in mind that these rates may not apply to your specific scenario.

I can do all mortgage types! Regular mortgages, purchase plus improvements, construction mortgages, refinances, commercial and even private mortgages. I use major financial institutions like TD, federally-regulated lenders like First National and CMLS, as well as private companies depending on your mortgage needs.

I can do all registered and non-registered account investments. This would include RRSPs, FHSA's, TFSA's, non-registered investment accounts, as well as everyday deposit accounts.